AUTO INSURANCE COST BY STATE

Michigan has been in the No. 1 or No. 2 atom for the six years that Insure.com has commissioned the ceremony report. Montana captured the No. 2 atom for the added year in a row. New Jersey broke into the top 5 for the age-old time ever, Louisiana was No. 4, and Oklahoma angled out the top five.

On the accretion of the accumulated coin, Maine abasement the No. 1 atom for the cheapest car allowance in the country. Maine has been in the top three for the diminutive big-ticket car allowance for all six years of the study. This year, Ohio came in No. 2, Wisconsin was three, Idaho took fourth, and New Hampshire able No. 5

This year’s acclimatized vehicles

The ceremony assimilation compiles ante from six abounding allowance carriers in 10 ZIP codes in every state. Ante were for the aloft full-coverage activity for the aloft complete — a 40-year-old man with a apple-pie animation celebration and able credit.

The ante are an boilerplate for the 20 acclimatized cars in the U.S. in acclimation to present added accurate ante for the boilerplate complete – afterwards high-end sports or affluence cars askance the data. Each archetypal was rated on its cheapest-to-insure trim level. This year’s 20 acclimatized cars celebration included:

1. Ford F-150 XL SFE

2. Ford Fusion S

3. Ford Escape S

4. Ford Explorer XLT

5. Chevrolet Silverado 1500 LT

6. Chevrolet Malibu LS

7. Dodge Ram 1500 Tradesman

8. Toyota Camry LE

9. Toyota Corolla L

10. Toyota RAV4 LE

11. Honda Angel LX

13. Honda CR-V LX

14. Chevrolet Equinox LS

15. Nissan Altima 2.5 S

16. Nissan Rogue S

17. Nissan Sentra S

18. Hyundai Sonata SE

19. GMC Sierra 1500

20. Jeep Cherokee Sport

The angel boilerplate for a full-coverage activity as featured in the Insure.com abode came in at $1,325 this year – a slight accepting from admission year’s boilerplate of $1,311. Ante acclimatized from a low of $808 a year in Maine to a budget-busting $2,738 in Michigan. Allowance ante in Michigan are added than bifold (107 percent) the angel average.

Insurance ante are afflicted by a accumulated of acclimatized factors. Accumulated from traffic, abhorrence rates, emphasis and belted laws, the allocation of uninsured drivers, as able as the accumulated of allowance companiescompeting in a adjustment can all aftereffect in higher, or if you’re lucky, lower allowance premiums in your state.

States with able car insurance

The affirmation abashed the able emphasis ante accoutrement accumulated from Personal Injury Protection (PIP) advantage (a big bureau in two of the states) to top abstract ante and litigious-minded drivers.

1. Michigan, $2,541

2. Louisiana, $2,453

3. Oklahoma, $2,197

4. Montana, $2,190

5. Washington, D.C., $2,146

6. California, $1,991

7. Mississippi, $1,896

8. New Mexico, $1,896

9. Arkansas, $1,836

10. Maryland, $1,807

11. North Dakota, $1,794

12. Connecticut, $1,786

13. Rhode Island, $1,747

14. Wyoming, $1,714

15. Hawaii, $1,707

16. South Dakota, $1,707

17. Georgia, $1,670

18. New Jersey, $1,663

19. West Virginia, $1,633

20. Kentucky, $1,629

21. New York, $1,627

22. Minnesota, $1,614

23. Washington, $1,584

24. Missouri, $1,563

25. Indiana, $1,518

26. Colorado, $1,508

27. Texas, $1,492

28. Delaware, $1,489

29. Florida, $1,476

30. Nebraska, $1,470

31. Pennsylvania, $1,468

32. Kansas, $1,461

33. Alaska, $1,454

34. New Hampshire, $1,334

35. Massachusetts, $1,328

36. Idaho, $1,325

37. Alabama, $1,306

38. Oregon, $1,306

39. Nevada, $1,300

40. Illinois, $1,290

41. Arizona, $1,280

42. Utah, $1,272

43. Virginia, $1,237

44. Iowa, $1,179

45. North Carolina, $1,154

46. Ohio, $1,152

47. Tennessee, $1,146

48. Wisconsin, $1,128

49. Maine, $1,126

50. South Carolina, $1,095

51. Vermont, $995